Lifestyle Protector Process

Lifestyle Protector Process

Small Business Financial Planning Rockville, Md.



You are a successful business owner, so it is clear that you know how to generate income.


One day you run into your long-time buddy. The two of you started your businesses about the same time, and both of you have done quite well. He starts to tell you about all the additional income he has generated using a small business financial planning approach.


As he talks, you realize the implications of not having done this for your own business. You’ve been content with the income generated by the business alone – and, truth be told, you just didn’t want to take the time.


If you don’t have the time, expertise or confidence necessary to grow and protect the wealth that your income creates, we do.


If you haven’t put all of your financial matters under a goals umbrella that provides you with the peace of mind, simplicity and flexibility you need to make your dreams a reality, we can.


A (Very) Little History

Several years ago, Patrick Carroll, CFP® designed The Lifestyle Protector Process™ to help business owners create and maintain financial plans for one purpose: protect and grow wealth so they can enjoy life to the fullest.


What Are The Benefits To You?

First, with a financial plan in place that is aligned with your life goals, you know which financial decisions move you closer to your goals and which take you further from them. You also have a standard against which you can assess the pros and cons of your options.


Second, when you have a plan, you are not powerless. You know where you’re going and why you’re going there.


Third, when something in your financial situation or the general economy suddenly changes—and it will–you can respond.


Fourth, we will identify any roadblocks standing between your goals and design strategies to overcome them.


We Start With Your Goals

At Obsidian Business Planning Solutions, we find that the best approach to creating a small business financial plan is to begin by helping people discover and claim the most important goals in their lives rather than with arbitrary financial amounts. That’s why we begin by asking you about your goals.


  • What do you most enjoy about your life now?
  • What are your most important personal and financial goals?
  • What are your greatest concerns in achieving those goals?
  • What are you trying to accomplish with your financial assets?
  • What do you want to do in your retirement?
  • What do you want to do for your family and community?
  • What legacy do you want to leave?

Once you set them, we organize and prioritize your goals and create a roadmap that outlines the steps you can take to reach them. Your plan includes deadlines and gives you the ability to monitor your progress. We will review your written plan periodically, assess your progress and make adjustments as necessary.


Next, we talk about Why the Big Picture Matters




2099 Gaither Road Suite 110 Rockville, MD 20850 301-990-4395

2099 Gaither Road Suite 110
Rockville, MD 20850